1. Be suspicious of any email with urgent requests for personal financial information. Call the bank if they need anything from you.
2. Spot a Phish: Phishers typically include upsetting or exciting (but false) statements in their emails to get people to react immediately
3. They typically ask for information such as usernames, passwords, credit card numbers, social security numbers, date of birth, etc.
4. Don’t use the links in an email, instant message, or chat to get to any web page if you suspect the message might not be authentic or you don’t know the sender or user’s handle
5. Avoid filling out forms in email messages that ask for personal financial information in emails
6. Consider installing a Web browser tool bar to help protect you from known fraudulent websites. These toolbars match where you are going with lists of known phisher Web sites and will alert you.
7. The newer version of Internet Explorer version 7 and 8 includes this tool bar as does FireFox version 2
8. Regularly check your bank, credit and debit card statements to ensure that all transactions are legitimate.
9. If anything is suspicious or you don’t recognize the transaction, contact your bank and all card issuers.
10. Ensure that your browser is up to date and security patches applied.